Mike tem quase três décadas de experiência como credor e consultor de empresas de varejo e consumidor em uma variedade de estágios de ciclo de vida para otimizar as estruturas de capital, melhorar a liquidez, melhorar o desempenho financeiro, gerar margens brutas e reduzir as despesas. Ele ajuda a desenvolver estratégias de elevação de capital, crescimento e recuperação para organizações em todo o espaço dos produtos de consumo.

Para clientes de produtos de varejo e consumidores, o gerenciamento efetivamente de liquidez através de períodos de incerteza é fundamental para evitar a necessidade ou, finalmente, alcançar uma reviravolta operacional bem -sucedida. Estravelmente com empresas, credores, empresas de private equity, empreendedores e escritórios familiares privados sobre orçamento de fluxo de caixa, estratégias de liquidez, fusões e aquisições (fusões e aquisições) e execuções de mercados de capitais. clientes consultivos. e atacadistas e fabricantes de roupas, calçados e produtos de consumo. Ele avaliou o inventário e analisou as métricas de liquidação de muitos dos maiores varejistas do setor, atacadistas de vestuário e calçados e empresas de produtos de consumo.”

About Mike

Mike has an extensive background in acquisition, growth and turnaround financing, collateral valuation and disposition, and underwriting and legal negotiation and documentation. He has worked closely with companies, lenders, private equity firms, entrepreneurs, and private family offices on cash flow budgeting, liquidity strategies, mergers and acquisitions (M&A), and capital markets executions.

Mike advises clients in need of debt recapitalizations, liquidity management, and asset disposition. He also serves as a subject matter expert in collaboration with other Huron professionals for retail and consumer or lender advisory clients. Mike has experience working with executive leaders and owners of brick-and-mortar stores; e-commerce retailers; and apparel, footwear, and consumer products wholesalers and manufacturers.

Since 2002, Mike has negotiated and structured lending terms to over 100 companies in the retail, wholesale, direct-to-consumer (DTC), technology services, and software sectors. He has appraised inventory and analyzed the liquidation metrics of many of the industry’s largest retailers, apparel and footwear wholesalers, and consumer products companies.

Throughout his career, Mike has:

• Led the financing for the acquisition/merger by a private equity firm of two large and distressed bedding, pillow, and textile manufacturers, marketers, and wholesalers.
• Facilitou o refinanciamento e liderou a transação da aquisição de uma empresa de private equity de um atacadista de roupas esportivas licenciadas em estilo vintage, vendedor direto ao consumidor (DTC) e varejista. Mais tarde, a empresa foi vendida a um grande comprador estratégico.
• Structured and co-led a financing of a distressed grocery retailer to facilitate the sale of company-owned store locations to franchisees.
• Aconselhado sobre a recapitalização e distribuição de capital para membros da família de um varejista privado de roupas licenciadas esportivas. A sede de propriedade do varejista imobiliário e edifícios. A empresa finalmente sobreviveu e foi vendida a um grande comprador estratégico. Ele ocupou cargos de liderança no Citizens Bank, Wells Fargo Capital Finance e Banc of America Securities (agora parte do Bank of America). Mike iniciou sua carreira com a empresa de disposição de ativos The Ozer Group (agora parte da Gordon Brothers). Ele é bacharel em administração de empresas com foco em finanças pela Hankamer School of Business da Baylor University. Ele é licenciado sob a Série 7, 79 e 63 e 63. Ele é voluntário com Big Brothers de Massachusetts Bay. Planejamento
• Led the financing and facilitated the negotiation of terms related to the sale of a middle-market equestrian-focused retailer and cataloger to a private equity firm.
• Helped facilitate the sale and leaseback of a large department store retailer’s owned headquarters real estate and buildings.
• Led the financing of a seasonal sports and lifestyle product retailer and later advised on the company’s sale process to a private equity firm.
• Facilitated the negotiation of forbearance terms of a large software company with stakeholders, including a private equity firm and a syndicate of lenders. The company ultimately survived and was sold to a large strategic buyer.

Prior to joining Huron, Mike served as managing director and head of retail finance at BMO Harris Bank. He has held leadership positions at Citizens Bank, Wells Fargo Capital Finance, and Banc of America Securities (now part of Bank of America). Mike began his career with asset disposition firm The Ozer Group (now part of Gordon Brothers).

Mike earned his Master of Business Administration from Boston College’s Carroll School of Management. He holds a bachelor’s degree in business administration with a focus in finance from Baylor University’s Hankamer School of Business. He is licensed under the Financial Industry Regulatory Authority (FINRA) Series 7, 79, and 63.

Mike is a member of Secured Finance Network (SFNet) and Turnaround Management Association (TMA). He volunteers with Big Brothers of Massachusetts Bay.